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Understanding Social Security

Understanding Social Security

05/21/2015 - Social Security is one factor in retirement planning for millions of Americans. But Social Security is now much more than just a retirement program. It's scope has expanded to include other benefits such as disability, family,, and survivor's benefits.

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David Lerner Associates News

David Lerner Associates: Trust BasicsDavid Lerner Associates: Trust Basics

05/17/2015 - A trust is one of the ways to manage your assets, control how your assets are distributed once you’ve passed on, or perhaps help you plan for the possibility of becoming incapacitated. The power of a trust lies in its versatility—there’s a type of trust for almost every situation.

Planning for Earned Income in RetirementPlanning for Earned Income in Retirement

05/15/2015 - Most people these days are not going to achieve the sort of lifestyle that was envisioned for retirement even a decade ago. Many folks now retire from their regular job and then start a business of their own or work part time.

Small Business Week:  Life Insurance NeedsSmall Business Week: Life Insurance Needs

05/14/2015 - Your life insurance needs will depend upon a variety of factors, including whether you own a small business, the size of your family, the nature of your financial obligations, your career stage and your goals.

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Retirement Planning Information

Savings Plan a Key Factor in  Retirement ConfidenceSavings Plan a Key Factor in Retirement Confidence

05/18/2015 - The 2015 annual Retirement Confidence Survey (RCS) found that confidence of American workers in their ability to retire comfortably continues to rebound from the record lows of the years 2009- 20013. The key factor in this increasing optimism is having a savings plan in place.

Small Business Week: Retirement PlansSmall Business Week: Retirement Plans

05/16/2015 - If you own a small company and you haven't established a retirement savings plan, Small Business Week is the perfect time to review the situation. A retirement plan can assist you and your employees save for the future.

Older Americans Month: Retirement BasicsOlder Americans Month: Retirement Basics

05/05/2015 - It's a well-known fact that the majority of Americans have not planned for their retirement. Research from the Insured Retirement Institute shows that only a third of Baby Boomers are confident their savings will last throughout all their retirement years

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Women's Financial Literacy

The Difference Between Growth Investing and Value Investing The Difference Between Growth Investing and Value Investing

03/30/2015 - When you invest for growth, you are usually seeking capital appreciation over the long term A value investor looks for bargains, and chooses investments that have low prices in relation to such factors as earnings, sales, net current assets, and the book value of the issuing companies.

Comprehending Investment Terms and ConceptsComprehending Investment Terms and Concepts

03/15/2015 - There are some fundamental principles you should understand when evaluating an investment opportunity or making an investment decision. The most important principle is simply good common sense.

How to Create a Family EndowmentHow to Create a Family Endowment

02/25/2015 - A family endowment is something that may benefit everyone in a family - including you. The goals of an endowment are simple. Accumulate enough assets to allow you to live comfortably off the income during retirement and to maintain and preserve the principle for your loved ones and future generations.

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