05/03/2012
A Unique Opportunity for Fixed-Income Investors
For the first time in our nation's history it is now possible to buy a municipal bond with a higher credit rating and a higher yield than a Treasury bond.
04/13/2012
Working in Retirement: An Option for You?
If you’re like some people the idea of a full-time retirement might not be very appealing. Maybe you really enjoy what you do for a living, and you’re healthy and see no reason to stop working just because you've reached the so-called "retirement age."
04/09/2012
Have You Planned Ahead for Your Retirement Lifestyle?
Living the lifestyle you dream of in retirement requires not only years of disciplined saving and wise financial planning and investing, but also the realization that choices and tradeoffs are inevitable
04/05/2012
Liquidity and Volatility - Two Different Sides to the Investment Coin
Most investments can be separated into two broad categories with regard to how easy it is for an investor to gain access to his or her money: liquid and illiquid.
02/28/2012
Money Purchase Plans: Another Way to Share Company Profits
Profit sharing is a great way for businesses to attract and retain the best and brightest employees. Many top-tier employees today expect to be rewarded by sharing some of the business' profits. this lets employees benefit financially in the company's success, as well as increases their sense of ownership in the business.
02/18/2012
Profit Sharing Plans: One Way to Share the Business Pie
One of the best ways for businesses to attract and retain the highest caliber employees is to offer them a piece of the business "pie." And one way to accomplish this is to create a profit-sharing plan.
02/14/2012
Increasing Returns in a Low Rate Environment
Low interest rates tend to be good news if you carry consumer debt or you're shopping for a mortgage/ They're not such great news if you're a fixed-income investor seeking a steady stream of income to meet your living expenses during retirement
02/08/2012
SEP-IRAs - A Retirement Plan Option for Small Businesses
A SEP-IRA is a low-cost, easy-to-administer retirement plan that's often ideal for owners of small businesses and self-employed individuals. Sole proprietorships, S and C corporations, partnerships and LLCs all may qualify to establish a SEP-IRA.
01/28/2012
Roth IRAs - Making A Good Thing Better
In 1997, Congress made a good thing better when it created a new type of retirement savings account, the Roth IRA. Named after Senator William Roth, who introduced the legislation that created them.
01/27/2012
Why Traditional IRAs Are So Popular
Millions of Americans have taken control of their retirement future by investing in Individual Retirement Accounts since IRAs were first introduced in 1975. IRAs have become one of the most popular retirement savings vehicle in America.
01/26/2012
What You Should Know About Retirement Plans
Retirement planning for Americans has changed drastically over the past few decades.Tthe bulk of responsibility for retirement saving has shifted to employees themselves
01/20/2012
Providing True Help to Disabled Loved Ones
According to a recent report from the AARP people who provide assistance to a loved one with a long-term illness or disability don't see themselves as "caregivers", but instead through their relationship with the disabled.
12/22/2011
Your Lifestyle After Retirement
Have you given any thought to how tyour lifestyle might change after retirement? You may be the kind of person who loves their lifestyle, and would want it to remain the same once your working years have ended
12/12/2011
What Will You Do When You Retire?
If you have not yet retired, you have probably thought about it from time to time: what will you do when you retire? Like the future itself, the options are many and varied.
12/10/2011
Planning for Fun
Sometimes when planning for your financial future, you can lose sight of a truth that is always with us: we are living our lives in the present
11/22/2011
Evaluating Midlife Financial Health
Middle age has arrived. It seems like only yesterday you were right out of college, struggling to pay off student loan, and starting life and a career. Now you're carrying a mortgage, worrying about college tuition and consistently evaluating your investments.
11/16/2011
Why Retirement Planning Should be Your Financial Priority
At age 21,retirement seems so far away it might as well be another lifetime. Yet that same person reaches age 65 and says, "How did it get here so fast?"
11/15/2011
Aim To Make Yourself Recession Proof
In tough economic times, you may be tempted to overreact and make rash decisions. It is better to remain calm, examine the facts so you gain some understanding of what is occurring, and take some smart measures to weather the storm.
11/07/2011
Guarding Against Disability and Long-Term Illness
When most investors come into middle-age, they look toward retirement. If prudent investments are made, retirement may be made smoothly, with assets built that can help support them and possibly leave an inheritance for their children and other heirs as well.
11/01/2011
How to Create a Family Endowment
A family endowment is something that may benefit everyone in a family - including you. The goals of an endowment are simple. Accumulate enough assets to allow you to live comfortably off the income during retirement and to maintain and preserve the principle for your loved ones and future generations.
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