What To Do If You Are Hacked

What To Do If You Are Hacked

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November is Cyber Security Awareness Month. Hackers have exposed the personal information of 110 million Americans (roughly half of the nation's adults) in the last 12 months alone. That massive number is even more concerning by the amount of hacked accounts--up to 432 million. 

In the unfortunate event that your personal information is compromised online, here are some things you can do right away to rectify the situation.

Shut them out

In a situation where your email account is hacked, the first thing to do is to change your passwords, and lock the hackers out of your account right away. As for more sensitive information, such as credit accounts or bank profiles online, the best thing to do is contact the bank right away, and follow their security measures. If you are a large company, the best thing to do is contact a legal professional who can help guide you through the process. 

Isolate the issue

If a computer is infected with hacker ransomware or a virus allowing them to access your information, the best thing to do is find out which computer it is if you have more than one, and get rid of the infection as soon as possible. If it’s a work computer, contact your IT person, or if the machine is at home, then contact a tech support service that can help you service your computer. 

Alert others

If your system is one that gives access to other people’s information, such as a company with multiple accounts, containing people’s sensitive financial or personal info, then the best thing to do is alert those people right away that passwords and logins need to be updated immediately. 

If it was just your email or something like that, then once you’ve blocked the hackers out with password updates, you can apologize for any inconvenience based on spam email being sent out from your account, as needed. 

Document the event

Make notes of the data breach, and include actions taken to resolve it. This will inform any future upgrades to security issues and help plan and deal with any potential future hacks. 

Credit freeze

If your identity is stolen and hackers have access to your credit information, the results can be costly and can take years to recover from. Until the level of compromise is understood, it might be wise to put a hold on your credit file until the situation is resolved. 



Material contained in this article is provided for information purposes only and is not intended to be used in connection with the evaluation of any investments offered by David Lerner Associates, Inc. This material does not constitute an offer or recommendation to buy or sell securities and should not be considered in connection with the purchase or sale of securities.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. 

Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable-- we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

David Lerner Associates does not provide tax or legal advice. The information presented here is not specific to any individual's personal circumstances. Member FINRA & SIPC


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Founded in 1976, David Lerner Associates is a privately-held broker/dealer with headquarters in Syosset, New York and branch offices in Westport, CT; Boca Raton, FL; Teaneck and Princeton, NJ; and White Plains, NY. For more information contact David Lerner Associates Call 516-921-4200 Visit our website: www.davidlerner.com

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Jake Mendlinger
Account Manager
516.829.8374 X 232

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