David Lerner Associates News, Syosset NY
Millennials and Retirement Advice
Millennials are heading toward an age where retirement should be on their minds, not because they're going to retire soon but because this is the ideal time to start preparing a retirement strategy.
Financial Security for Young Adults
Millennials have an advantage in that they have a comparative wealth of time to plan for retirement and allow smart financial investments to mature
How to Eliminate Credit Card Debt
Being saddled with credit card is never a good thing, especially when you're only paying your minimums, hardly touching your principal, and just getting by every month.
Taking On Your Debt
The average American is swimming in debt, from student loans to credit cards, mortgages, and so on.
How to Prevent Money from Ruining Your Marriage
Sharing finances with a partner comes with a lot of issues; mutual trust, respect, self-worth, etc. These are all areas that, if damaged even slightly, can lead to upset and tear the fabric of a marriage apart.
How Much Money Do You Need To Retire
Despite many Americans being stressed about the idea of retirement, a full one third of us aren't saving for retirement at all, and many don't have any idea of how much they'll need to fund their golden years.
How to Retire Early
Retirement is something that requires a solid plan and smart strategies, executed over a number of years. But one third of Americans aren't saving for retirement, and a sizable percentage have virtually no money in savings and investments.
College Grads and Financial Literacy
Unfortunately, college students are not well prepared for the real world financially speaking, because it is not taught.
Preparing for Retirement
The truth is there is no "magic number". How much you need to save for retirement will depend entirely on your spending habits.
Money Lessons for Women
Gender roles in today's society have shifted dramatically from a time when little girls grew up hoping to find a good man who could take care of them financially.
Retirement Advice for Millennials
The generation known as Millennials is coming toward an age group where retirement should be on their minds because this is the perfect time to start preparing a retirement strategy.
Understanding Long Term Care Insurance
The majority of Americans who live past the age of 65 will require some sort of help caring for themselves. In fact, nearly 70% of Americans 65 and older need long term care at some point.
Savings Goals for the New Year
There is no convincing argument for not saving your money. Most people will agree that saving (whether for retirement or any other reason) is an excellent idea, and it should be done.
Make Your Retirement Planning Count
Most Americans who are saving for their retirement have the better part of 30 years to prepare. But the average pre-retirement Baby Boomer does not have enough savings for their retirement years, and one third of Americans have no retirement savings at all.
Reasons to Invest in College Savings
Education is a gift that keeps on giving. College grads out earn people without degrees consistently and by a decent margin.
Closing the Gender Gap in Retirement Planning
It's no secret that there is a gap in earnings between men and women, and while great strides have been made toward gender equality, how does that translate into retirement preparations?
End of Year Financial Advice
2016 has been a wild year, arguably one of the more interesting years we've seen in recent history. And as the year winds to a close, there are some things to take note of and tie a bow on your financial concerns.
Retirement vs College Savings
Some people are faced with this very real decision - do you start saving for Little Johnny's college tuition, or do you focus on your own retirement first?
Holiday Season and Credit Card Mistakes
With the holidays upon us it is always tempting to take advantage of those specials being offered by stores this time of year but without some good sense monitoring your credit card activity there are some dangerous blunders that can be made.
Retirement and Life Expectancy
Life expectancy is something to take into account when planning your retirement.