David Lerner Associates News, Syosset NY
David Lerner Associates: Financial Resolutions in Your 80s
New Year's financial resolutions that may be appropriate for individuals in their 80s.
David Lerner Associates: Watch Out for the Grandparent Scam
A new type of scam has recently popped up that specifically targets seniors. It's called the "Grandparent Scam," and it hits seniors where many are potentially most vulnerable: their love for their grandchildren.
David Lerner Associates: Financial Resolutions In Your 70s
Evey year we make New Year's resolutions. Here are three suggestions for New Year's financial resolutions for individuals in their 70s.
David Lerner Associates: Financial Resolutions in Your 60s
In order to retire at age 65 you will likely need to have accumulated a sizable retirement nest egg by the time you reach your early 60s.
David Lerner Associates: Financial Resolutions in Your 50s
After a lifetime of diligently saving you're getting closer to the day when you hope to actually enter into and enjoy the retirement.
David Lerner Associates Financial Resolutions In Your 40s
The good news if you're in your 40s is that you may be entering your peak earning years - especially if both you and your spouse are working.
David Lerner Associates: Financial Resolutions in Your 30s
This is the time of year when many people make their New Year's resolutions. Take the time to also make a few financial resolutions
New Year's Financial Housekeeping: Have You Created a Living Will?
With the New Year approaching it's a good time to take care of some financial housekeeping items that may have slipped through the cracks of your financial planning -- such as a living will.
David Lerner Associates -Mortgage Changes Coming in 2014: Should You Buy Now?
Historically low interest rates have made the past few years a good time to buy a home for many Americans. Some fundamental changes occurring in the mortgage market in 2014 could make it more difficult to buy a home.
David Lerner Associates: Four Credit Tips for Seniors
Some seniors mistakenly believe that since they are older and perhaps in retirement it is not as important to maintain a strong credit score as it was when they were younger and still working. But this couldn't be further from the truth.
David Lerner Associates: Steps for Paying off Your Student Loans
Many young adults have voiced complaints about the burden of their student loan debt. The average amount of money owed on student loans is now $25,000.
David lerner Associates: How Framing Affects Social Security
Many people do not realize that when it comes to Social Security they have a choice of when to begin receiving their retirement benefits.You don't have to wait until you're 65.
David Lerner Associates: The Importance of Building an Emergency Savings Fund
Many personal financial planning experts suggest that individuals make building an emergency savings fund one of their top financial priorities, More than a quarter of Americans do not have any emergency savings at all.
David Lerner Associates: Watch Out For the Grandparent Scam
A new type of scam has recently popped up that specifically targets seniors. It’s called the "grandparent scam" and it hits seniors where many are potentially most vulnerable: their love for their grandchildren
David Lerner Associates: How to Give Money to Family Members Without Incurring Taxes
Many people aren't aware that gifts to family members could be subject to federal gift taxes. The American Taxpayer Relief Act (the legislation passed on January 1, 2013, that averted the so-called fiscal cliff) raised the top estate and gift tax rate from 35 to 40 percent.
David Lerner Associates: How to Teach Your Kids About Money
Schools have certainly changed a lot since the song School Days was written over 100 years ago, but one thing that hasn’t changed is the fact that there are still very few schools that teach children about personal financial management.
David Lerner Associates: Watch Out for These Utility Scams
It seems that there's no shortage of different kinds of scams thieves have come up with to try to bilk honest individuals out of their money. Two recent schemes revolve around the payment of utility bills.
David Lerner Associates Announces Upcoming Financial Seminars
David Lerner Associates, a private securities broker/dealer headquartered in Syosset, NY, will be presenting five “Sensible Middle Ground of Investing” financial seminars free of charge to the public in October.
David Lerner Associates --How Safe Is Your Pension Plan?
Some financial and retirement experts are recommending that workers and retirees who are dependent on pension plans do some "what-if" scenario planning to gauge how well prepared they might be for a possible cut in their pension benefits.
David Lerner Associates: Legislation Rolls Back Student Loan Interest Rates
In late July, Congress passed legislation to roll back the increase in student loan interest rates that took effect earlier in the month. This legislation ties student loan interest rates to the financial markets, instead of allowing Congress to set these rates, as they have in the past. On August 9, 2013, President Obama signed the bill into law.