David Lerner Associates Retirement Planning

David Lerner Associates Retirement Planning

 

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03/20/2017
Retirement Planning for Entrepreneurs
Most of the time entrepreneurs are caught up with the stresses and details of running a small business and sometimes don't have the time or resources to plan for their own financial future.

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03/10/2017
Retirement for Couples
Couples usually approach their golden years as a team, but not always when it comes to planning. Only about one third of couples have even discussed their retirement plans.

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03/07/2017
Tips to Retire Wealthy
A lot of us sit back and wish for the day that we can retire a millionaire and yet so few of us have a strategic plan to do so. In fact as many as half of all households with Americans 55 and older have no retirement savings at all.

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09/16/2016
Retirement Costs and Savings for Boomers
Retirement should be time of relaxation and reflection, not panic. For many people, the realities of what it takes to retire have snuck up on them.

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08/02/2016
Retirement and Long Term Care
Nearly 70% of Americans 65 and older need long-term care at some point, according to the U.S. Department of Health and Human Services.

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06/22/2016
The Retirement Spending Smile
Most people assume that once you retire, your spending pattern will be the same year-to-year. Research has shown that this, in fact, is not the case. Two studies came to the same conclusion. We spend more at the beginning of retirement and again towards the end. The graph of a retiree's spending pattern looks like a big smile.

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02/22/2016
How to Fix Your Retirement Planning
Retirement planning can be an activity that if done right, could provide a much needed comfort zone post-employment. However, there are some pitfalls and definite ways to do it wrong. Here are some of the major errors that are made in the planning process, and how to correct them.

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01/07/2016
Rethink Your Retirement Strategies
One important area of your financial well-being you should be thinking about in January is retirement. The good news is that Americans saved more in 2015 - 5.1% up from 4.6% in 2013. The bad news is that less of this money went to retirement funds.

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12/29/2015
Baby Boomers Working in Retirement Need Skills
For many Baby Boomers in the U.S., working during retirement has become a necessary part of the plan. This could mean finding a new job or moving from full-time to part-time in the job they have now. A new study shows that the number of available jobs in the middle-skill level (41% of all jobs) is decreasing, while low-skill and high-skill jobs have increased. This means that Baby Boomers expecting to work in retirement might need to rethink their plan.

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12/21/2015
Retirement Planning Tips for Entrepreneurs
It's never too late to start being retirement-savvy. And while the sometimes unpredictable nature of small business can make your monthly financial planning, well, unpredictable, here are some steps you can take to gain control of your retirement plan.

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12/10/2015
Advanced Estate Planning Concepts for Women
On average, women live longer than men, so they will probably have a much longer retirement period that they will have to fund. It also means that if you're married, you'll likely inherit your spouse's estate and have the last word about the final disposition of all of the assets you've accumulated during your marriage.

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12/09/2015
How Grandparents Can Help with College Costs
It's no surprise that as college costs continue to climb, many grandparents are stepping in to help. Many of these grandparents are Baby Boomers, who value a college education and are willing to assist their grandkids with gifts predicted to be trillions of dollars over the coming decades.

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12/08/2015
Social Security Retirement Benefit Basics
The first wave of Baby Boomers is already past retirement age, and they're enjoying the benefits of Social Security. For most Americans, Social Security is a major source of retirement income. Here are some basics you'll need to know.

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12/07/2015
Keep Your Eyes on That Retirement Goal
Many Americans are not financially prepared for retirement, with almost a third of working adults without savings or a pension, according to a recent Federal Reserve study. To avoid having to drastically downsize and reduce your living standard once you reach retirement age, it's vital to set a goal and keep your eye on that prize.

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12/07/2015
Keep Your Eyes on That Retirement Goal
Many Americans are not financially prepared for retirement, with almost a third of working adults without savings or a pension, according to a recent Federal Reserve study. To avoid having to drastically downsize and reduce your living standard once you reach retirement age, it's vital to set a goal and keep your eye on that prize.

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12/04/2015
Planning for a Balanced Retirement
Financial readiness is a vital part of retirement, but planning for a balanced lifestyle once you retire is just as important.

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12/03/2015
Millennials Face Tough Retirement Decisions
Many Millennials think retirement is so far in the future, it's not even on their list of issues to worry about. However, statistics show that for these young adults, retirement could be a huge problem unless they start to plan early.

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11/13/2015
David Lerner Associates: How to Retire a Millionaire
The goal of retiring as a millionaire might seem impossible, but with good planning and determination it can be achieved.

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10/14/2015
David Lerner Associates: 3 Retirement Saving Tips
Unfortunately, many Americans approaching retirement are not ready and may have to delay retirement, or work part-time, to meet their expenses.

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10/01/2015
David Lerner Associates: The American Retirement Crisis
The growth in the older age group has changed the face of the U.S.workforce. The share of workers age 55 and over hit 22 percent in July 2014. That's the highest since record-keeping began in 1948.

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