David Lerner Associates Retirement Planning

David Lerner Associates Retirement Planning

 

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12/07/2015
Keep Your Eyes on That Retirement Goal
Many Americans are not financially prepared for retirement, with almost a third of working adults without savings or a pension, according to a recent Federal Reserve study. To avoid having to drastically downsize and reduce your living standard once you reach retirement age, it's vital to set a goal and keep your eye on that prize.

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12/07/2015
Keep Your Eyes on That Retirement Goal
Many Americans are not financially prepared for retirement, with almost a third of working adults without savings or a pension, according to a recent Federal Reserve study. To avoid having to drastically downsize and reduce your living standard once you reach retirement age, it's vital to set a goal and keep your eye on that prize.

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12/04/2015
Planning for a Balanced Retirement
Financial readiness is a vital part of retirement, but planning for a balanced lifestyle once you retire is just as important.

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12/03/2015
Millennials Face Tough Retirement Decisions
Many Millennials think retirement is so far in the future, it's not even on their list of issues to worry about. However, statistics show that for these young adults, retirement could be a huge problem unless they start to plan early.

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11/13/2015
David Lerner Associates: How to Retire a Millionaire
The goal of retiring as a millionaire might seem impossible, but with good planning and determination it can be achieved.

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10/14/2015
David Lerner Associates: 3 Retirement Saving Tips
Unfortunately, many Americans approaching retirement are not ready and may have to delay retirement, or work part-time, to meet their expenses.

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10/01/2015
David Lerner Associates: The American Retirement Crisis
The growth in the older age group has changed the face of the U.S.workforce. The share of workers age 55 and over hit 22 percent in July 2014. That's the highest since record-keeping began in 1948.

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09/25/2015
David Lerner Associates: Retirement Income Gender Gap
One of the most important factors is retirement planning is to figure out your retirement income needs. There are many reasons why women are more likely than men to face a retirement income shortfall.

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07/21/2015
Moving from Work to Retirement
As you near retirement age there are a lot of decisions to be made. The most important one is whether you can afford to retire, and if so, at what age?

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07/13/2015
Retirement Plan Considerations at Different Stages of Life
Although it may not seem so at the start of your career retirement planning should always be a major part of your financial plan.

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06/14/2015
Retirement Income: The 3-Legged Stool
Retirement income has been described as a "three-legged stool" composed of Social Security, traditional employer pension income and individual savings and investments.

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05/23/2015
Working While in Retirement
An increasing number of employees nearing retirement plan to work for at least some period of time during their retirement years. The obvious advantage of working during retirement is that you'll be earning money and relying less on your retirement savings-

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05/18/2015
Savings Plan a Key Factor in Retirement Confidence
The 2015 annual Retirement Confidence Survey (RCS) found that confidence of American workers in their ability to retire comfortably continues to rebound from the record lows of the years 2009- 20013. The key factor in this increasing optimism is having a savings plan in place.

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05/16/2015
Small Business Week: Retirement Plans
If you own a small company and you haven't established a retirement savings plan, Small Business Week is the perfect time to review the situation. A retirement plan can assist you and your employees save for the future.

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05/05/2015
Older Americans Month: Retirement Basics
It's a well-known fact that the majority of Americans have not planned for their retirement. Research from the Insured Retirement Institute shows that only a third of Baby Boomers are confident their savings will last throughout all their retirement years

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05/04/2015
Are You Ready to Retire?
The question is actually more complicated than it first appears because it demands consideration on two levels - emotional and financial.

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04/18/2015
In Retirement Timing is Everything
When it comes to transitioning into retirement timing really is everything The age at which you retire can have an enormous impact on your overall retirement income situation so you''l want to make sure you've considered your decision from every angle

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03/29/2015
Your Lifestyle After Retirement
Have you given any thought to how this lifestyle might change after retirement? It might be advisable to sit down with a professional financial planner who can guide you through your best options.

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02/25/2015
Saving for retirement: How late is too late?
Ideally you should begin saving for retirement in your 20s. The more time you have to save the better your chances of having the kind of retirement lifestyle you desire.

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07/24/2014
Planning to Work During Retirement
As employees near retirement age, more and more plan to work at least some of the time during the course of their retirement years.

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