David Lerner Associates Retirement Planning

David Lerner Associates Retirement Planning

 

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06/19/2014
A 401(k) Primer - Answering 6 Common Questions
401(k)s have become one of the most popular retirement savings vehicles in America but many people aren't clear about how their plan really works. Here are 6 of the most common questions many people have about their plans.

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06/14/2014
Four Retirement Planning Tips for Millennials
David Lerner News: Many Millennials are graduating college with crushing student loan debt and poor prospects for finding a well-paying job. The picture is even worse when it comes to some Millennials' future retirement prospects

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05/21/2014
How to Meet Your Retirement Healthcare Expenses
There are lots of unknowns that have to be accounted for when it comes to planning for retirement, but perhaps the biggest are your healthcare expenses.

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05/07/2014
Should You Save For Retirement or Your Kids' College Education?
If faced with the choice of saving for retirement or saving for your kids' college, which should you choose? While both are noble goals and usually smart financial moves, many experts say that most people should focus on saving for retirement instead of college, if they can't do both.

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04/10/2014
In Your 50s: Making a Final Retirement Savings Push
As they have started to become more health conscious, eating better and exercising more, many 50-somethings are feeling a lot better than they thought they would at this age. This has prompted the mantra among many that "50 is the new 40."

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04/06/2014
Retirement Choices - It's Up to You
Recent generations of Americans have been raised to believe that retirement is the ideal end-game for their life. You'll work hard for 40 years or so and when you reach that magical age of 65, you'll enter your "golden years".

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04/02/2014
The Retirement Disconnect: Confidence Doesn't Mirror Practices
Despite increased confidence in their ability to retire Americans in general are no more likely to have saved any more money for retirement this year than they did last year.

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03/19/2014
4 Important Retirement Decisions
Some people are extremely disciplined when it comes to saving diligently and investing wisely for retirement throughout their working lives. But the need for discipline and diligence doesn't stop when you actually reach retirement age and enter your golden years.

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03/18/2014
What's Your Retirement Number?
There are many uncertainties when it comes to retirement planning. One of the biggest uncertainties is determining how much money you will need to meet your living expenses after you retire. In other words, what is your "retirement number?"

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03/10/2014
Attention Retirees: 5 Tax Planning Strategies for 2014
If you have recently finished filing your 2013 tax return the last thing you probably want to think about is your 2014 return. But many experts say that now is actually a good time for retirees to get a jump start on their 2014 taxes.

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03/01/2014
What You Should Know About the New myRA Retirement Accounts
In the 2014 State of the Union address President Obama announced that a new type of retirement account would soon be made available to U.S. workers - myRA.

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02/18/2014
Retirement Saving Strategies for Married Couples
If you're married and plan to stay that way for the long term, it's important that your retirement savings strategies reflect this. Retirement savings strategies for married couples may differ from strategies for single individuals.

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02/12/2014
Take Our Olympic Retirement Saving Quiz
Elite athletes train for most of their lives to compete in the Olympics and similarly, it takes many years of planning, dedication and discipline in order to help ensure a financially secure retirement.

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02/04/2014
Understanding the In's and Out's of Roth IRAs
Since they were created by Congress in 1997, Roth IRAs have become one of the most popular retirement savings vehicles in America. Their popularity primarily stems from the fact that Roth IRA earnings can be withdrawn tax free in retirement.

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01/03/2014
How to Get the Most Out of Your 401(k) Plan
If you are enrolled and actively participating in a 401(k) retirement plan at your place of employment, congratulations. This is one of the best things individuals can do to help prepare for a financially secure retirement.

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12/17/2013
How Realistic Are Americans' Retirement Dreams?
Recent generations of Americans have grown up with a picture of retirement that's based on their parents and grandparents. How realistic is this idyllic scenario for baby boomers and members of Generation X and Y?

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11/07/2013
How Do Changing Interest Rates Affect Retirement?
The ongoing low interest rate environment that the U,S, economy has experienced over the past few years has presented unique challenges for some retirees who are dependent on a stream of interest income from investments to meet their everyday living expenses.

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11/05/2013
Take Your Retirement for a Test Drive
Before buying a new car you probably take it out for a test drive to see how it feels and make sure that everything is working properly. Have you ever thought of taking a similar test drive when it comes to your retirement?

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10/02/2013
5 Baby Boomer Financial Behaviors and Attitudes to Watch
The financial behavior and attitudes of the baby boom generation is going to have a significant impact on the nation's financial picture in the coming years.

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09/18/2013
How To Save for Retirement Regardless of Your Income
It is not uncommon for people to put off saving for retirement because they don't think they earn enough money to open a retirement savings account. This is especially true for young people for whom retirement may be at least three or four decades away.

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