David Lerner Associates Retirement Planning

David Lerner Associates Retirement Planning

 

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12/17/2013
How Realistic Are Americans' Retirement Dreams?
Recent generations of Americans have grown up with a picture of retirement that's based on their parents and grandparents. How realistic is this idyllic scenario for baby boomers and members of Generation X and Y?

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11/07/2013
How Do Changing Interest Rates Affect Retirement?
The ongoing low interest rate environment that the U,S, economy has experienced over the past few years has presented unique challenges for some retirees who are dependent on a stream of interest income from investments to meet their everyday living expenses.

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11/05/2013
Take Your Retirement for a Test Drive
Before buying a new car you probably take it out for a test drive to see how it feels and make sure that everything is working properly. Have you ever thought of taking a similar test drive when it comes to your retirement?

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10/02/2013
5 Baby Boomer Financial Behaviors and Attitudes to Watch
The financial behavior and attitudes of the baby boom generation is going to have a significant impact on the nation's financial picture in the coming years.

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09/18/2013
How To Save for Retirement Regardless of Your Income
It is not uncommon for people to put off saving for retirement because they don't think they earn enough money to open a retirement savings account. This is especially true for young people for whom retirement may be at least three or four decades away.

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09/12/2013
Women and Retirement - The Gender Gap
In a recent national survey designed to gauge the financial literacy of U.S. consumers about one-third of Americans said they are worried that they won't be able to save enough money to retire comfortably.

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08/07/2013
How to Save for Retirement as a Self-employed Individual
When it comes to saving for retirement, self-employed individuals sometimes face unique challenges compared to employees who work for a company that offers an employer-sponsored retirement plan.

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06/09/2013
Americans Retirement Confidence at Record Low
According to a report recently released by the Employee Benefit Research Institute (EBRI) the confidence level of Americans in their ability to save enough money to retire comfortably is essentially unchanged from two years ago -- when it was at a record low level.

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05/28/2013
How Much Will Healthcare Cost in Retirement?
Fewer employers today are offering retiree health benefits and that this number is expected to continue to decline in the future.

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05/24/2013
Are We Facing a Retirement Crisis?
Is America facing a "looming catastrophe" when it comes to retirement?

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05/10/2013
How Stay-at-home Moms Can Prepare for Retirement
It is just as important for stay-at-home moms to plan for their retirement as it is for working moms.

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04/25/2013
Retirement Planning Strategies For Each Stage of Your Life
Retirement planning is not an isolated, one-time event - something that you do once in your life and then just put on cruise control. It should be an ongoing process that changes and evolves as you move through the various stages of your life.

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04/18/2013
Can You Live Off Interest During Retirement?
When it comes to retirement planning, the goal of some people is to build up a large enough nest egg so that they can live off of the interest earned by their investments and not have to withdraw their principal during retirement.

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04/11/2013
Retirement Planning Basics - It's Up to You
Perhaps nothing epitomizes a national shift toward personal financial responsibility more than the changes that have occurred in the realm of retirement planning

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04/08/2013
Why Retirement Planning Should be Your Financial Priority
How soon should one start planning for retirement? The answer is now. It isn't a matter of fatalism or "accepting of the inevitable" -- it is a question of actually having a comfortable and secure retirement in place by the time you arrive there.

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04/05/2013
Four Important Retirement Decisions
During the years leading up to and immediately following retirement, retirees and near-retirees have a number of important decisions to make.

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