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David Lerner Associates: Should You Buy or Rent Your Home?
Home ownership has often been called "the American dream." But this dream turned into a nightmare for many Americans a few years ago when the real estate bubble burst and housing prices plunged in many areas of the country.

David Lerner Associates Announces Launch of Spirit of America Income & Opportunity Fund
The fund, officially launched on Independence Day, features an aggressive approach to income-oriented products along with the flexibility to take advantage of opportunities based on changing economic conditions.

David Lerner Associates: Social Security Decisions
As you near retirement when to claim your Social Security benefits is one of the biggest decisions you’ll need to make. With pensions disappearing Social Security remains the major source of guaranteed lifetime retirement income for most Americans.

Spirit of America Launches Energy Fund
Spirit of America's New Energy Mutual Fund is offered exclusively at David Lerner Associates, a privately-held securities broker dealer headquartered in Syosset, New York.

David Lerner Associates: Healthcare Considerations for Older Americans
At any age health care is a priority. Older Americans tend to focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups.

David Lerner Associates: Making Portfolio Withdrawals
When planning for retirement income you'll need to determine your portfolio withdrawal rate, decide which retirement accounts to tap first, and consider the impact of required minimum distributions.

Older Americans Month: Retirement Income Needs
Older Americans Month is a good time to focus on how well prepared Baby Boomers are for retirement. A good retirement plan should start with establishing the annual income requirement needed to retire.

David Lerner Associates: Issues Unique to Older Americans
Many Americans may view getting older with mixed emotions. While retirement is generally something to look forward to there's also the concern about the cost and availability of health care and the worry about what might happen if one becomes unable to live and care for oneself independently.

Understanding Social Security
Social Security is one factor in retirement planning for millions of Americans. But Social Security is now much more than just a retirement program. It's scope has expanded to include other benefits such as disability, family,, and survivor's benefits.

Older Americans Month: How Much Retirement Income Will you Need?
The first wave of 75 million baby-boomers (those born between 1946 and 1964) in the US are reaching retirement age. Older Americans Month is a good time to focus on how well these boomers are prepared for retirement.

David Lerner Associates: Social Security Survivor's Benefits
Although planning for what happens to your estate and your assets after you die is not something anyone likes to think about, it's a necessary part of one's financial planning.

David Lerner Associates: 4 Myths and Facts about Social Security
Social Security is an important source of retirement income for most Americans. But it may be unwise to rely too heavily on Social Security, because to keep the system solvent, some changes will have to be made to it

David Lerner Associates: Housing Options for Older Individuals
As we grow older many of our needs (and wants) change. Children grow up and move away. Raking leaves from the lawn of the large house purchased 30 years ago to provide space and recreation for a family is probably no longer top of the list of things to do..

David Lerner Associates: Women Entrepreneurship Gains Support
Women in business is a trend which is gaining ground in today's marketplace. Over the past twenty years women have outscored men in startups by 150 percent.

David Lerner Associates Raises $10,000 to Benefit the Nassau-Suffolk
David Lerner Associates, a privately held securities broker dealer headquartered in Syosset, New York, announced today that its 7th Annual David Lerner Associates Charity Car Show was the most successful in its history, raising approximately $10,000 to benefit the Nassau-Suffolk Chapter of the Autism Society of America.

The American Dream According To Millennials
A recent study gave some very interesting insights into the minds of the generation know as Millennials, especially with regards to money and The American Dream.

Retirement Planning for Baby Boomers
Older Americans Month is being celebrated in May this year. For a lot of older Americans, now is a great time to assess one's retirement situation, and how to make the best of the remaining time you have to plan for it.

Life Expectancy and Retirement
May was Older Americans Month and in our series of articles on retirement and older Americans here is something to take into account - life expectancy.

Retirement Strategies for Older Americans
If you are one of the 76 million Baby Boomers with retirement just around the corner, it would be a good idea to take a look at your situation, and make sure that you'll not be in for a shocking surprise come retirement day.

Is it Possible to Retire Wealthy?
The idea of retiring a wealthy person is certainly an attractive idea. But how realistic is it?

Gender Gap in Retirement
There is no disputing the fact that men and women approach things differently. According to a recent study, however, there are many ways that men and women approach retirement differently.

David Lerner Associates Raises $8,400 to Benefit the Nassau-Suffolk Chapter of the Autism Society of America
David Lerner Associates announced today that its 8th Annual Charity Car Show raised approximately $8,400 to benefit the Nassau-Suffolk Chapter of the Autism Society of America.

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