benefits

benefits

David lerner Associates: How Framing Affects Social Security
Many people do not realize that when it comes to Social Security they have a choice of when to begin receiving their retirement benefits.You don't have to wait until you're 65.

David Lerner Associates: Taking Care of Your Aging Parents (Part 3)
The last article in our 3 part series, focuses on the financial aspects of caring for aging parents.

David Lerner Associates: Why Certain People Claim Social Security Benefits Early
There are many reasons people decide to claim Social Security retirement benefits at the earliest possible age of 62 according to a recent General Accounting Office report.

David Lerner Associates: Financial Considerations for Family Caregivers
Caring for your aging parents is not only an emotional burden it may also be a financial one. It will depend on how well off your parents are and how much caring for them costs.

Understanding Social Security
Social Security is one factor in retirement planning for millions of Americans. But Social Security is now much more than just a retirement program. It's scope has expanded to include other benefits such as disability, family,, and survivor's benefits.

David Lerner Associates: Social Security Survivor's Benefits
Although planning for what happens to your estate and your assets after you die is not something anyone likes to think about, it's a necessary part of one's financial planning.

David Lerner Associates: Long Term Care Awareness
Long-Term Care and Alzheimer's Disease. Both topics deserve our attention and are serious issues in need to greater awareness. Nearly 70 percent of Americans 65 and older need long-term care at some point, according to the U.S. Department of Health and Human Services.

American Teen Views on Student Loans and College Education
The student loan debt level in America has skyrocketed over the last decade. Before a family commits to the burden of a student loan, perhaps they should talk to their kids - a recent survey of American teens revealed that only 11% plan to take out a student loan.

Social Security and Your Portfolio
You may be counting on Social Security for your retirement years, but if you're not counting Social Security as a part of your overall asset allocation, you may be missing out on bigger gains in your retirement savings portfolio.

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