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David Lerner Associates: What Is "Operation Twist"?
Over the years the investing world has come up with some unique and creative names to describe various investment and economic scenarios. Operation Twist refers to a current Federal Reserve monetary policy in which the Fed purchases long-term bonds and sells short-term bonds in an effort to bring down long-term interest rates and stimulate economic growth.

David Lerner Associates: Parents' Long Term Care
October is Long Term Care Planning month. Long-term care is described as home and community-based services for adults who need help taking care of themselves.

David Lerner Associates: Why Long-Term Care Insurance Costs Are Up
According to the American Association for Long Term Care Insurance (AALTCI) prices for new long-term care policies increased by as much as 17 percent in 2012.

David Lerner Associates: A Different Way to Look at Life Insurance
Life insurance is very different from other types of insurance. The differences are important to take into consideration as you assess your overall insurance coverage needs.

David Lerner Associates: Why You Could Be on the Hook for Your Parent's Long-Term Care
Call it the new baby boomer challenge, but adult children may very well find themselves legally responsible for the costs of their aging parent’s long-term care.

David Lerner Associates: Review Your Life Insurance Needs
New Year's Financial Housekeeping: do you have life insurance-- and is it enough?

David Lerner Associates News: Five Ways to Power Up a Life Insurance Generator
David Lerner Associates identifies five key areas that can be "powered up" by plugging into a "life insurance generator".

David Lerner Associates: Reasons Why Women Require Life Insurance
Women have more financial responsibilities now more than ever before. Whether you are single, married, employed, or a stay-at-home mom, you most likely need life insurance.

David Lerner Associates: A Primer - Understanding Different Types of Life Insurance
Life insurance is different from most other types of insurance like health, car and homeowners insurance in at least one key respect: It covers against an event that is certain to occur at some point in time - the policyholder's death.

David Lerner Associates - Long Term Care is Over to You
Only 13 percent of Americans have long term care insurance, just a fraction of those who will need help as they grow older.

David Lerner Associates: Long Term Care Awareness
Long-Term Care and Alzheimer's Disease. Both topics deserve our attention and are serious issues in need to greater awareness. Nearly 70 percent of Americans 65 and older need long-term care at some point, according to the U.S. Department of Health and Human Services.

David Lerner Associates: Life Insurance for Small Business Owners
Nothing in this life is certain except death and taxes. When a small business owner passes away, it can be the center of turmoil and instability. It raises many issues, including personal loss, but it also raises pragmatic questions involving the replacement of a key asset and leadership going forward.

David Lerner Associates: What You Need to Know about Retirement and Long-Term Care
A comfortable retirement is something to plan for and look forward to. According to the Employee Benefit Research Institute, most Americans are on track with their savings for retirement. But, and this is a big one, have you considered what would happen if you were hit with an additional half million dollars in health care costs? Would you be able to still maintain a comfortable retirement then? It's highly doubtful that even the better off among us could withstand that.

5 Top Finance Tips No Matter Your Age
Whether you are in college or even about to retire, there are a few things that you should be doing to make sure you are financially safe and secure. The following pointers are things that can be done by anyone who wants to make sure that they have control of their finances, both in the present and looking towards the future.

Long Term Care Planning
October is Long Term Care Planning Month. This is a topic worthy of our attention and can be a serious issue for those who find themselves in a situation where it is needed.

Long Term Care Planning
October is Long Term Care Planning Month. Nearly 70% of Americans 65 and older need long term care at some point, according to the U.S. Department of Health and Human Services.

How to Avoid a Retirement Shock
More than half of Americans lose sleep thinking about retirement. This is mainly because they face the uncertainty of what lies in the great unknown across the River Retirement. Studies show that people who are confident about their retirement have a clear goal and vision for their future.

Understanding Long Term Care Insurance
The majority of Americans who live past the age of 65 will require some sort of help caring for themselves. In fact, nearly 70% of Americans 65 and older need long term care at some point.

Taxes and Long Term Care
Long term care expenses can wipe out a person's savings and investments. That's why it is important to consider long term care insurance.

Is Life Insurance Necessary?
Life insurance is very different from other kinds of insurance. The differences are important to consider as you think over your insurance needs.

The Importance of Life Insurance
Benjamin Franklin wrote in a 1789 letter that in this world nothing can be said to be certain, except death and taxes. The great unknown is exactly that, unknown, and none of us knows exactly when we're going to leave this world.

A Guide to Life Insurance
Death can be considered a morbid subject to discuss. But making an important decision regarding your life insurance - and which type of life insurance - might turn out to be one of the most important discussions of all.

Life Insurance and Long Term Care
Nearly 70% of Americans 65 and older need long term care at some point. Life insurance and Long Term Care insurance are financial services that are extremely useful.

Preparing for Long-Term Care
Long-term care is a serious issue that could possibly have severe repercussions on your retirement.

Small Business Life Insurance
When a small business owner passes away it can be the center of turmoil and instability.

Long-Term Care for an Aging Population
The conversation surrounding long-term care is usually framed around the statistics of older Americans. But there's something else we should all be talking about - population growth and life expectancy.

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