financial literacy

financial literacy

Women Entrepreneurs Leading the Way
Gone are the days when the typical American woman was a stay-at-home mom. Today they're making waves - and money - in the business world

How to Create a Family Endowment
A family endowment is something that may benefit everyone in a family - including you. The goals of an endowment are simple. Accumulate enough assets to allow you to live comfortably off the income during retirement and to maintain and preserve the principle for your loved ones and future generations.

Financial Literacy: What Does It Mean Today?
We are beginning a new series of articles discussing financial literacy and what this means for Americans in the 21st century.

Budgeting Basics: Establishing a Household Budget
This is the second in a series of articles discussing financial literacy and what this means for Americans in the 21st century

Investing Basics: What You Should Know
This is the fourth in the series of articles discussing financial literacy and what this means for Americans in the 21st century. Once you have earned money there are four main things that you can do with it: Spend it, save it, invest it or give it away.

Why Zero Coupon Bonds Can Add Up To Much More Than Zero
Zero coupon bonds (sometimes called zeroes for short) have been around for 30 years. Due to their unique structure and characteristics, zeroes remain an attractive investment option for many individuals.

Facebook and Other IPOs: Don't Buy the Hype
The initial public offering (IPO) of Facebook dominated the investment news. Unfortunately for many investors, the much-anticipated (and much hyped) IPO fell somewhat flat.

Make Some Mid-Year Financial Resolutions
Lots of us make New Year’s Resolutions, but they are a distant memory for many people by this point in the year. If this sounds familiar to you, now might be a good time to make some fresh financial resolutions

What Should You Do With a Financial Windfall?
Individuals who (often unexpectedly) receive large sums of money all at once need to make some important decisions, sometimes very quickly. The tax implications of a windfall can be complicated, which may make receiving counsel from a tax professional crucial.

What Is the Dodd-Frank Act?
You may have heard the term "Dodd-Frank" in reference to the U.S. banking and financial system, but you’re not sure exactly what it refers to. “Dodd-Frank” is short for the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Comprehending Investment Terms and Concepts
There are some fundamental principles you should understand when evaluating an investment opportunity or making an investment decision. The most important principle is simply good common sense.

American Women in Business
Nine million companies in the U.S. are women-owned. They employ almost 8 million people and produce $4 trillion in sales. That's a big chunk of the U.S. economy in the hands of capable women.

Smart Financial Advice for Female Entrepreneurs
Although there have been some real advances for women in the workplace over the past decade, there are still challenges. One way to circumvent these challenges is to start your own business.

US Not in Top 10 for Basic Financial Literacy Test
When it comes to managing our personal finances, it appears that Americans could use a little help. In a recent global quiz, Americans did not even make the top 10!

The Key to Understanding Your Finances
Fortunately, understanding your finances is not as daunting as it might sound. It comes down to understanding some key elements, definitions, and numbers that make up the sum total of your financial life. Here are the things you'll need to know in order to get a good picture of your fiscal health and help you understand your finances.

Understanding Your Finances
Understanding your finances comes down to understanding just a few key elements, definitions, and numbers that make up the sum total of your financial life.

All about Mutual Funds
If you don't know about mutual funds, you might be inclined to run for the hills when you hear the term. But understanding mutual funds is essential if you have any interest in investing your money.

Financial Literacy and Millennials
While Millennials are a generation that is exceptional in many ways - better educated than their predecessors, more ethnically diverse, and more economically active - according to studies they struggle with personal finance.

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