savings

savings

Americans Retirement Confidence at Record Low
According to a report recently released by the Employee Benefit Research Institute (EBRI) the confidence level of Americans in their ability to save enough money to retire comfortably is essentially unchanged from two years ago -- when it was at a record low level.

What You Should Know About the New myRA Retirement Accounts
In the 2014 State of the Union address President Obama announced that a new type of retirement account would soon be made available to U.S. workers - myRA.

What's Your Retirement Number?
There are many uncertainties when it comes to retirement planning. One of the biggest uncertainties is determining how much money you will need to meet your living expenses after you retire. In other words, what is your "retirement number?"

The Retirement Disconnect: Confidence Doesn't Mirror Practices
Despite increased confidence in their ability to retire Americans in general are no more likely to have saved any more money for retirement this year than they did last year.

Saving for retirement: How late is too late?
Ideally you should begin saving for retirement in your 20s. The more time you have to save the better your chances of having the kind of retirement lifestyle you desire.

Small Business Week: Retirement Plans
If you own a small company and you haven't established a retirement savings plan, Small Business Week is the perfect time to review the situation. A retirement plan can assist you and your employees save for the future.

Are You Ready to Retire?
The question is actually more complicated than it first appears because it demands consideration on two levels - emotional and financial.

Older Americans Month: Retirement Basics
It's a well-known fact that the majority of Americans have not planned for their retirement. Research from the Insured Retirement Institute shows that only a third of Baby Boomers are confident their savings will last throughout all their retirement years

Retirement Income: The 3-Legged Stool
Retirement income has been described as a "three-legged stool" composed of Social Security, traditional employer pension income and individual savings and investments.

David Lerner Associates: How to Retire a Millionaire
The goal of retiring as a millionaire might seem impossible, but with good planning and determination it can be achieved.

How Grandparents Can Help with College Costs
It's no surprise that as college costs continue to climb, many grandparents are stepping in to help. Many of these grandparents are Baby Boomers, who value a college education and are willing to assist their grandkids with gifts predicted to be trillions of dollars over the coming decades.

Retirement Costs and Savings for Boomers
Retirement should be time of relaxation and reflection, not panic. For many people, the realities of what it takes to retire have snuck up on them.

Tips to Retire Wealthy
A lot of us sit back and wish for the day that we can retire a millionaire and yet so few of us have a strategic plan to do so. In fact as many as half of all households with Americans 55 and older have no retirement savings at all.

Financial Literacy for Retirement
Studies have found that Americans in their retirement years gradually lose the ability to manage their money. In other words, the ability to answer basic financial literacy questions wanes as age increases.

How Life Insurance Could Help Your Retirement
A successful retirement is all about making sure you have enough savings to pay your bills and still be able to enjoy a comfortable lifestyle. If structured the right way, a life insurance policy could be the perfect life preserver in retirement.

Rolling the Dice on Your Retirement
Gambling is a bad thing - unless done responsibly - as in done for entertainment purposes with money that you don't mind losing. There's no situation where a person would be ok with losing their retirement savings.

Retirement Smart Millennials
Saving early and often is the key to long-term financial security. And Millennials are set to have a huge population of millionaires.

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